Download The Findit App

Share Your Posts On These Major Social Networks

Instatag Your Posts to Instagram Facebook + Twitter

News

FHA Loans Home Loan Programs in San Francisco by E Mortgage Capital

San Francisco home owners can get assistance through the FHA loan programs

San Francisco 2/4/2016 4:41:54 PM

E Mortgage Capital offers San Francisco home owners who traditionally struggle to secure home financing, FHA Home Loans that are insured by the federal government. The E Mortgage Capital FHA loan programs have less stringent qualifications. This gives great options for homeowners and home buyers who need a new home loan, or want to refinance their current mortgage.  Here are some of the FHA options availble for Bay Area Home owners:

FHA Home Loan: Purchase a Home without a Huge Down Payment

With a FHA Home Loan there is a lower down payment requirement.  Government insured FHA Home Loans are very popular loan for Bay Area first time homebuyers because you do not need a large down payment to secure a first time mortgage. Typically, buyers may put down as little as 3.5 percent.

Other benefits to an FHA Home Loan include:

Easier credit qualifying

Low closing costs

Less stringent debt ratios & job requirements

Gifts allowed towards the home down payment

E Mortgage Capital offers FHA Home Loans with Fixed Rate Mortgages and Adjustable Rate Mortgages rates with flexible terms.

FHA Streamline Refinance Loan

E Mortgage Capital may help you refinance your home in the San Francisco area with an FHA loan, even if you have less than perfect credit. FHA Streamline Refinance Loans traditionally require less documentation than a traditional loan, and do not require an appraisal. Many homeowners who have difficulty paying their mortgage move from a conventional mortgage to an FHA Streamline Refinance Loan, which may lower your interest rate and monthly payments.

Other uses for an FHA Streamline Refinance Loan include:

Improving or upgrading your home

Avoiding foreclosure

Borrowing cash from your home’s equity

As an FHA Direct Endorsement (DE) and Government Approved Lender, E Mortgage Capital offers a wide variety of FHA loans:

FHA Fixed Rate Mortgages

FHA 30 Year Fixed Rate Loan: A fixed rate loan, with low interest rates and monthly payments, that generally requires a small down payment. This loan may be obtained by buyers with low credit scores.

FHA 15 Year Fixed Rate Loan: Similar to the 30 Year Fixed Rate Loan, it offers the benefits of a stable monthly mortgage payment, except that the interest you pay over the life of the loan is significantly less because the loan is expected to be paid in half the time.

FHA 203(k) 30 Year Fixed Rate Loan: The 203(k) loan program allows borrowers special financing to buy a fixer-upper with enough extra money to complete necessary renovations.

FHA Adjustable Rate Mortgages

FHA 5/1 Adjustable Rate Mortgage: The initial interest rate is valid for the first five years; after that, your rate is determined by market values. This loan is good for buyers who plan to own the home for a short time because introductory interest rates are typically very low.

FHA Streamline Refinance Loans

FHA Streamline 30 Year Fixed Rate Refinance Loan: Designed to either lower your payment by lowering your current interest rate, or to convert an FHA Adjustable Rate Mortgage into a fixed rate mortgage. The FHA Streamline refinance loans require less documentation than a traditional loan, and there is no appraisal required. Generally, this loan is easy to apply for and may not require qualifying debt ratios or income verification.

FHA 203(k) Streamline 30 Year Fixed Rate Refinance Loan: The FHA 203(k) allows borrowers to pull out up to $35,000 in equity to pay for home improvements or renovations.

FHA Streamline 5/1 Adjustable Rate Refinance Mortgage: The FHA 5/1 ARM establishes low initial interest rate for the first five years; after that, your interest rates will fluctuate depending on market interest rates. Adjustable Rate Mortgages typically have the lowest rates and may be useful if you plan on selling your home in the near future.

Contact a licensed E Mortgage Capital associate today to find out how you may achieve your financial goals with an FHA Home Loan. To get a Free FHA Mortgage Quote click here or call (855) 569-3700(855) 569-3700 FREE.

More News

https://s3.amazonaws.com/findit-pictures/301006/b1622f2e-9da1-4f00-8b2e-5f41b1b23eb1.jpg

Irvine California Mortgage Lender E Mortgage Capital Provides Fixed Rate Mortgages To Homebuyers

Irvine California Mortgage Lender E Mortgage Capital Provides Fixed Rate Mortgages To Homebuyers

Released On: 6/28/2016
Views: 12208

https://s3.amazonaws.com/findit-pictures/301006/2e77f2cb-ac44-4d28-a4ff-33c51c5eb770.jpg

Get A Fixed Rate Mortgage In Orange County California With E Mortgage Capital

Get A Fixed Rate Mortgage In Orange County California With E Mortgage Capital

Released On: 6/26/2016
Views: 11420

https://s3.amazonaws.com/findit-pictures/301006/3fb2c425-65a7-4c38-90aa-f57e9eaec8bc.jpg

San Francisco Mortgage Lender E Mortgage Capital Offers The Best Fixed Rate Home Loans

San Francisco Mortgage Lender E Mortgage Capital Offers The Best Fixed Rate Home Loans

Released On: 6/24/2016
Views: 11294

https://s3.amazonaws.com/findit-pictures/301006/e1e36438-2314-4d66-869c-5b094a0af404.jpg

Refinance Your Yorba Linda California Home With E Mortgage Capital

Refinance Your Yorba Linda California Home With E Mortgage Capital

Released On: 6/22/2016
Views: 11994

https://s3.amazonaws.com/findit-pictures/301006/8f92ae3c-c0fe-4b48-b503-f378b77fdc4f.jpg

Secure Your Financial Future With A Reverse Mortgage In California From E Mortgage Capital

Secure Your Financial Future With A Reverse Mortgage In California From E Mortgage Capital

Released On: 6/2/2016
Views: 11917

https://s3.amazonaws.com/findit-pictures/301006/aec606b3-5521-424e-a826-6b085b72c4a9.jpg

California Mortgage Lender E Mortgage Capital Can Help You Refinance Your Mortgage And Help You Reduce Your Payment

California Mortgage Lender E Mortgage Capital Can Help You Refinance Your Mortgage And Help You Reduce Your Payment

Released On: 6/1/2016
Views: 11816

https://s3.amazonaws.com/findit-pictures/301006/05d0ab3e-6ad8-4d03-9817-b8fe99a4b743.jpg

Refinance Your Colorado Springs Mortgage With E Mortgage Capital

Refinance Your Colorado Springs Mortgage With E Mortgage Capital

Released On: 5/22/2016
Views: 11918

https://s3.amazonaws.com/findit-pictures/301006/04922b66-3e6c-4bb0-8a0b-8d7f6f4f4fc4.jpg

E Mortgage Capital Offers Many Refinancing Options To Denver Home Owners

E Mortgage Capital Offers Many Refinancing Options To Denver Home Owners

Released On: 5/21/2016
Views: 11124

https://s3.amazonaws.com/findit-pictures/301006/fce14099-f2cf-4015-bd5b-cf2cb67beef1.jpg

Get The Best Interest Rates On Jumbo Loans In Huntington Beach California

Get The Best Interest Rates On Jumbo Loans In Huntington Beach California

Released On: 4/21/2016
Views: 11393

https://s3.amazonaws.com/findit-pictures/301006/41be6ae6-03af-454a-96e7-de75b95712e3.jpg

Anaheim Mortgage Lender E Mortgage Capital Offers Great Fixed Rate Mortgage Rates To Home Buyers

Anaheim Mortgage Lender E Mortgage Capital Offers Great Fixed Rate Mortgage Rates To Home Buyers

Released On: 4/20/2016
Views: 12009

https://s3.amazonaws.com/findit-pictures/301006/5bfe6c07-28d4-4939-a7c7-227eb9757f20.jpg

Lock In Low Interest Rates In Garden Grove With Refinancing Options From E Mortgage Capital

Lock In Low Interest Rates In Garden Grove With Refinancing Options From E Mortgage Capital

Released On: 4/15/2016
Views: 11146

https://s3.amazonaws.com/findit-pictures/301006/b373238b-3712-4f2e-95e1-162b80e2d722.jpg

E Mortgage Capital Is A Full Service Mortgage Lender In Yorba Linda California Offering The Best Interest Rates On Home Mortgages

E Mortgage Capital Is A Full Service Mortgage Lender In Yorba Linda California Offering The Best Interest Rates On Home Mortgages

Released On: 4/10/2016
Views: 10837

https://s3.amazonaws.com/findit-pictures/301006/cce5386f-6bd2-4e64-9266-e9ef18ff8ec3.jpg

Adjustable Rate Mortgages Are Available From Licensed Colorado Mortgage Lender E Mortgage Capital

Adjustable Rate Mortgages Are Available From Licensed Colorado Mortgage Lender E Mortgage Capital

Released On: 4/3/2016
Views: 11575

https://s3.amazonaws.com/findit-pictures/301006/43dc6888-dfc7-4537-88f1-ec03206268b1.jpg

California Mortgage Lender E Mortgage Capital Offers Fixed Rate Home Loans To California Residents

California Mortgage Lender E Mortgage Capital Offers Fixed Rate Home Loans To California Residents

Released On: 4/2/2016
Views: 11774

https://s3.amazonaws.com/findit-pictures/301006/e68dee25-35eb-46be-85be-57b2a24f892d.jpg

Lower Your Mortgage Payment By Refinancing Your Colorado Mortgage With EMortgage Capital

Lower Your Mortgage Payment By Refinancing Your Colorado Mortgage With EMortgage Capital

Released On: 3/26/2016
Views: 12018

https://s3.amazonaws.com/findit-pictures/301006/4ba8d871-7fb1-4a3a-ae8e-194e01298e04.jpg

Refinance Your California Mortgage To Get A Lower Interest Rate With EMortgage Capital

Refinance Your California Mortgage To Get A Lower Interest Rate With EMortgage Capital

Released On: 3/25/2016
Views: 11443

https://s3.amazonaws.com/findit-pictures/301006/fc45cabf-77a9-4d94-9949-8ead431c606c.jpg

Refinance your Jumbo Loan in San Francisco, whether you live in Nob Hill or the Sunset District with E Mortgage Capital

Jumbo loans and Super Jumbo Loans are still at historically low rates and E Mortgage Capital has the best programs for San Francisco California residences.

Released On: 3/17/2016
Views: 11526

https://s3.amazonaws.com/findit-pictures/301006/da0e45fa-c0e4-414e-9a8b-d67c6a59694a.jpg

Jumbo Home Loan Interest Rates are Still at Historic Lows in Costa Mesa California with E Mortgage Capital

Sometimes traditional loans are not enough to finance or refinance a home in Costa Mesa California. E Mortgage Capital offers Jumbo and Super Jumbo home loans with historically low interest mortgage rates.

Released On: 3/11/2016
Views: 11006

Load More wait

Map

E Mortgage Capital

Get Directions

E Mortgage Capital

  • 1800 East Garry Avenue Suite 112
    Santa Ana, California 92705
    United States
  • 855-569-3700
  • Monday - Friday 9:00am-8:00pm