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Rely On California Bankruptcy Attorneys At Price Law Group For Your California Bankruptcy Filing

Encino 10/11/2017 12:00:00 AM

California residents that have found themselves struggling to make ends meet and are having a difficult time repaying their financial commitments should consider filing for bankruptcy in California with Price Law Group. Sometimes, given your financial situation, filing for bankruptcy is the best outcome and can help you take charge of your financial future. Let us review your specific financial situation with you one on one to best determine the course of action given your needs. Call Price Law Group today and speak with our California bankruptcy attorneys at 866-210-1722.

While each person’s financial situation is different, you may be eligible for Chapter 7 or Chapter 13 bankruptcy in California. Chapter 7 bankruptcy, also known as “liquidation” or “straight bankruptcy” takes into consideration your disposable income less monies reserved for rent, utilities, and money owed on items not in the bankruptcy. If you make less than the median income in the area, you are eligible for Chapter 7 bankruptcy, if you make more than the median income in your area, your disposable income is based on a repayment plan over 5 years to see if you have less than $10,000 that you could use to pay back creditors and other debts.

In Chapter 13 bankruptcy, otherwise known as “wage-earners bankruptcy” , the person filing is provided with a way to achieve a new start, but is required to pay back some of their outstanding debts. Under the terms of Chapter 13 bankruptcy your unsecured debts are combined into one category and a payment plan is developed based on calculations of your disposable income. You will still have enough of your income to pay your living expenses, such as house payment, car payment and utility bills, but the largest part of your income above those expenses will be used to pay off your unsecured creditors over a 3 to 5 year period.

Rely on our professional California bankruptcy attorneys when you need to file for Chapter 7 or Chapter 13 bankruptcy in California. Getting the debt relief you need does not need to be complicated or stressful. Schedule your financial review with us by calling Price Law Group at 866-210-1722.

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  • 15760 Ventura Blvd Suite 800
    Encino, California 91436
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  • 818-600-5213