News
Annuity Use in Retirement Has Gone Mainstream
Utilizing Annuity Assets in a Turnkey Asset Management Program
ChangePath is the first-to-market TAMP integrating fixed indexed annuities (FIAs) designed for registered investment advisors and their clients. ChangePath helps mitigate risk by infusing annuities based on the client’s risk tolerance on to its platform. ChangePath’s unique TAMP is the newest evolution of cohesive reporting and asset assessment methodology. As reporting platforms go, this is a huge advantage for investors who desire blended wealth reporting under one roof. The integration of FIAs with traditional mutual funds, ETFs and REITs can deliver a holistic approach to wealth management and asset consolidation reporting to investors. One aspect of the impact of annuities within a TAMP is the use of indexed annuities guaranteed lifetime withdrawal benefits, which provides retirement income and preserves residual assets for liquidity and other investment opportunities.
Purchasing guaranteed lifetime income with a cost of living adjustment rider (COLA) is growing in popularity among financial advisors to help solve three retirement risks: longevity, inflation and market volatility. Some seniors have elected to purchase “blocks of income” that stagger distribution start dates at critical milestones in retirement. The government created a Qualified Longevity Annuity Contracts (QLACs) to defer portions of qualified plan required minimum distributions (RMDs) beyond age 70 without a penalty. Guaranteed income in retirement is now the name of the game. Adding guaranteed, fixed interest rate annuities could reduce your overall risk in your portfolio, and using guaranteed lifetime income annuities as your retirement revenue source could help cover your domestic spending throughout your golden years. Watch the interview with investment advisor representative Dan Stockemer talking about the use of annuities for retirement. http://rightonthemoneyshow.com/annuity-use-in-retirement-has-gone-mainstream-dan-stockemer/
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Released On: 1/20/2017
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Released On: 1/19/2017
Views: 3011
Tax Payers Need to Become Gamers of the Tax System
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Released On: 1/18/2017
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Understanding Your Psychonomics Risk Could Change the Way You Invest
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Released On: 1/17/2017
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Why Does Full Disclosure Seem So Elusive for Investors?
It’s really troubling in the information age an investor can’t seem to secure the true cost of their investments or consulting advice. Even when you Google—the front of all knowledge—most financial products disclosures don’t reveal the total cost ...
Released On: 1/16/2017
Views: 2666
Elder Care Costs in Retirement
Elder care in retirement is the greatest economic threat to seniors. Medical expenses and long-term care costs can exceed $220,000 for a married couple during their golden years, and living longer could increase the costs even further.
Released On: 1/14/2017
Views: 2834
Take-Home Pay is the Net Effect of Retirement Income
The number-one concern of retirees is they may be outliving their money, but their number-one compliant is paying taxes during retirement. Focusing on taxes needs to be coordinated with the purchase investment products to determine investor suita ...
Released On: 1/13/2017
Views: 2585
Required Minimum Distributions on Qualified Retirement Plans
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Released On: 1/12/2017
Views: 2724
Real Income Advisors Are Rare in Retirement Management
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Released On: 1/11/2017
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Can the Way Advisors Are Paid Cause Conflicts of Interests?
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Released On: 1/10/2017
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If Returns Are Not Worth the Risk, Why Buy and Hold?
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Released On: 1/9/2017
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The Home Equity Conversion Program
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Released On: 1/7/2017
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Protect Your Retirement Lifestyle from Elder Events
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Released On: 1/6/2017
Views: 3195
Social Security & Medicare in Retirement
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Released On: 1/5/2017
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Tax Free Income from Cash Value Life Insurance
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Released On: 1/4/2017
Views: 2547
Tax Free Retirement Income Sources
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Released On: 1/3/2017
Views: 2511
Worldwide Government Debt & Pension Obligations Out of Control
The nations of the world continue to print money, expand their governments and obligate their taxpayers with debt they can’t repay. The world economy is so interconnected, that when the first domino falls it will cause a rippling effect of a worl ...
Released On: 1/2/2017
Views: 3278
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