The Guinness Book of World Records establishes an achievement based on documentation. Their documentation is rooted in a scientific process of collecting of data. Currently, Guinness has declared Jeanne Calment as the oldest person to ever live in modern times. But an Indonesian man named Mbah Gotho has Indonesian documentation that states he died at 146 years old. But that documentation is not acceptable to Guinness, so when and until creditable evidence emerges Jeanne is the longevity queen.
But for billions of Christians around the world Methuselah has the record for the oldest living human of all time at 969 years old and its documentation is the Bible and more specifically the book of Genesis. Guinness doesn’t recognize Genesis, so Jeanne is still the poster child of human longevity and in comparison, to Methuselah she was just a child at 122 years old. The living and reigning champion of the geriatric set is Jamaica’s Violet Brown at 117 years old. That makes her a centenarian teenager! But recently America’s “Old Suzanna” Jones died at 116 years old and she was not only a centenarian teenager, she was a tri-centurion born in 1899
These may be outliers and anomalies in the big picture of human mortality, but they may also be the harbingers of those yet to come, and not that far into the future. Doctor Aubrey De Grey has stated that the first person to live 150 years has most likely already been born. That’s somewhat of a shocker! But De Grey goes on to say that the first person to live 1,000 years will be born in the next two decades. Astonishing! He believes the rejuvenating breakthroughs on the horizon could reverse human aging in our lifetime. Now Methuselah doesn’t seem so far fetched any longer, even to the skeptic. Methuselah, was the Millennial Man of the past and now perhaps will have a future rival.
Whatever environment existed in the ante-diluvium period, it fostered serious longevity. In contrast, whatever changed in the post-diluvium period caused a marked decrease in human longevity. Interestingly, in Genesis chapter six, God seems to speak into the future that mankind’s life span will be 120 years. There is some dispute on the actual interpretation, but it could be referring to the average life expectancy. But if that changes the new frontiers of human longevity will impact retirement in a revolutionary way!
Most people have a predisposition about risk. It’s generally environmental and based on family upbringing. That doesn’t mean it’s necessarily right, it’s just where you are, depending upon your financial literacy. Whether you know it or not, you ...
Released On: 12/27/2019
Views: 1975
There are mortality averages based on actuarial statistics that can approximate the life expectancy of the general population at large. But “averages” don’t address half of those who will exceed the norms. The more data you put into determining y ...
Released On: 12/26/2019
Views: 1891
For most wage earners and retirees taxes are the biggest expense they’ll ever have over their lifetime. Managing your tax bill effectively is learning to become a “gamer,” by avoiding tax traps and snares along life’s journey. You have to know th ...
Released On: 12/25/2019
Views: 1816
It’s rather stunning to discover that most baby boomers have never had a budget in their life, but they’re going to need one in retirement. Retirement may be the biggest motivator for most Americans to create a budget because retirees live month ...
Released On: 12/24/2019
Views: 1918
Life just happens, but there are predictable events common to most in our culture and most of those events have a financial impact. Planning for those predictable events can prepare you to meet many of these obligations. The life event checklist ...
Released On: 12/23/2019
Views: 2003
The Mortality Revolution may very well be the final frontier in mankind’s quest to beat death. So far, the grim reaper has won every time, but new timelines are emerging in human longevity that are delaying the inevitable. Prepare yourself for l ...
Released On: 12/20/2019
Views: 1810
Living longer is exacerbating over a dozen other retirement risks that threaten the vast majority of retirees and those near retirement. If the status quo continues, the retirement lifestyle of most seniors will be severely pared back. Watch the ...
Released On: 12/19/2019
Views: 1853
Most of the retirement plans currently operational have a significant flaw. They’ve grossly underestimated the increase in life expectancy over the last generation. But government and military pensions are in the greater financial jeopardy, becau ...
Released On: 12/18/2019
Views: 1828
The law of large numbers and changing demographics of life expectancy is having a significant impact on guaranteed lifetime annuities. Annuity manufacturers are touting their alpha with mortality credits and receiving newfound interest among fina ...
Released On: 12/17/2019
Views: 1842
The last 100 years have seen a significant increase in human longevity compared to the earliest records of mankind. The spike in longevity has caught the Western world by surprise. The effects of this revolution are affecting financial planning a ...
Released On: 12/16/2019
Views: 1798
There was a time when Social Security benefits were not exposed to ordinary income taxation. But over the years, small incremental steps were taken to tax the benefits. Maybe “means testing” may be implemented to shore up the vulnerable Social Se ...
Released On: 12/13/2019
Views: 1492
Collateralized loans are not characterized as income and are not reportable, as such, on your 1040 form. And because these loans are not forms of taxable income, they are not counted for the provisional income test for Social Security taxation. W ...
Released On: 12/12/2019
Views: 1956
Retirement, as it is today, is inherently crippled by taxes. You may very well have one million dollars in your retirement plan, but Uncle Sam may own up to 40% of it. Health Savings Accounts (HSA) and Roth IRAs need to be reconsidered as a first ...
Released On: 12/11/2019
Views: 1760
Most American workers don’t comprehend the realities of retirement until they’re a few years from retirement date, which is often too late. They’re just too busy dealing with immediate financial pressures to understand the long-haul consequences ...
Released On: 12/10/2019
Views: 1792
Retirement will undergo a drastic reinvention as the newest generation redefines it's golden years in their investment habits and senior lifestyle goals. https://www.youtube.com/watch?v=RAdtMWBaseY&feature=youtu.be
Released On: 12/9/2019
Views: 1756
Your retirement account is only as big as your tax planning strategy. Your personal exemptions and standard deductions in retirement will not be enough to offset your tax bill. Tax management must be a major component of your retirement plan. Wat ...
Released On: 12/6/2019
Views: 1855
If you have longevity in your family, guaranteed income for life is a must consideration. If you think it’s reasonable that medical advances will impact your longevity, then guaranteed income for life may need to be in your retirement plan. Watch ...
Released On: 12/5/2019
Views: 1716
A happy retirement is based on math and science, not on wishful thinking and hoping things turn out right. You need to eliminate debt and risk in retirement and secure reliable income to generate the peace of mind that seniors desire in their gol ...
Released On: 12/4/2019
Views: 1465