How Do I Check the Ownership of Plots in Madhavaram?

Madhavaram is a developing area that has seen a rise in real estate activity. If you are planning to invest in plots in Madhavaram, verifying the ownership of the property is a critical step. Proper verification ensures that your investment is secure and free from potential disputes. This article will guide you through the steps to check the ownership of plots in Madhavaram effectively.

Step 1: Obtain the Patta and Chitta Documents

The first step in verifying property ownership is obtaining the Patta and Chitta documents. These are official land records maintained by the Tamil Nadu government. The Patta contains details about the landowner, the extent of the land, and its survey number. The Chitta document provides additional information about the land, such as its classification (wetland or dryland).

To get these documents, visit the local revenue office or access the Tamil Nadu government’s online portal for land records. Ensure that the details in these documents match the claims made by the seller.

Step 2: Verify the Sale Deed

The sale deed is a vital legal document that acts as proof of the transfer of property ownership. Ask for the original sale deed from the seller and verify its authenticity. Cross-check the details mentioned in the sale deed with the information in the Patta and Chitta.

You can also approach the Sub-Registrar’s Office where the sale deed was registered to verify its validity. This step helps confirm that the property has no pending legal disputes or encumbrances.

Step 3: Conduct an Encumbrance Certificate Check

An encumbrance certificate (EC) provides a record of all registered transactions related to a property. It is essential to check the EC to ensure that the plot is free from any legal liabilities, such as loans or claims by third parties.

To obtain an EC, visit the Sub-Registrar’s Office or use the Tamil Nadu government’s online portal. Look for entries in the EC that might indicate any outstanding liabilities or disputes associated with the property. Ideally, you should request an EC for at least the past 20 years.

Step 4: Verify the Land Use Classification

Land use classification determines whether the plot can be used for residential, commercial, or agricultural purposes. Verify the land use classification through the local planning authority or municipal office. This step ensures that your intended use of the plot aligns with the zoning regulations of Madhavaram.

Step 5: Confirm Legal Clearances

Check whether the plot has received all necessary approvals from local authorities. These may include permissions from the Directorate of Town and Country Planning (DTCP) or the Chennai Metropolitan Development Authority (CMDA). Verify that the plot’s layout has been approved and that it complies with applicable regulations.

Step 6: Engage a Lawyer for Legal Verification

While you can conduct initial checks on your own, it is beneficial to engage a qualified lawyer to review the property documents. A lawyer can identify potential red flags and help you navigate any legal complexities that might arise during the transaction.

Step 7: Inspect the Property Personally

Visit the plot to inspect its condition and boundaries. Compare the physical dimensions of the plot with the details mentioned in the documents. This step helps you confirm that there are no discrepancies in the property’s location or measurements.

Conclusion

Verifying the ownership of plots in Madhavaram involves a systematic approach that includes checking land records, sale deeds, encumbrance certificates, and legal clearances. These steps not only protect your investment but also give you confidence in the transaction. By following these guidelines, you can make an informed decision when purchasing plots.