Buy a Home in Lexington, South Carolina with the Padalino and Guram Team

First time home buyers should call the Padalino and Guram Team to help them buy their first home in Lexington, South Carolina. As your Realtor, we can help you navigate the home buying process until you find your dream home. Every first time home buyer has a list of questions that we can answer happily because we love helping our clients find the perfect home for them. There are some relatively common questions that we can answer for you right now.

One of the biggest concerns in the home buying process is how long it is going to take. To combat this, you must give yourself a specific deadline to work with. There are several steps you need to take during the home-buying process that makes taking your time finding a home beneficial. The typical home search process may take approximately three to four months when you take into account mortgage approval, comparing and evaluating properties, making an offer and finally closing. Most people do not think that the loan process adds an additional 30-40 days.

The loan process is a complicated step in and of itself. The mortgage approval process is one of the scariest steps in the home buying process. The Padalino and Guram Team will make sure that you are fully prepared to go into the loan process by advising you get a thorough list of all your expenses side by side with your income and get your budget under control. Some ways you can do this is, is by paying off small credit card balances, gathering documents such as W-2 forms, and expecting closing costs to be higher than expected.

Another great tip for buying a home in Lexington, South Carolina, is making a list of needs and wants. If this is your first time buying a home, you know that finding the right home can be a long arduous process, unless you are prepared. In the “Must Haves” list, you could include number of bedrooms and bathrooms, the location of the home, and the lot size. In the other column, architectural styling, bay windows, and landscaping.

If you have anymore questions about buying a home in Lexington, South Carolina, feel free to call the Padalino and Guram Team at 803 575 0595 or email us at info@yourworldrealestate.com